Credit Counseling & Debtor Education Courses  
At Summit Financial Education we are proud to offer our clients with a wide range of credit counseling and debtor education products that meet virtually everyone's budget. We provide uncompromising customer support at unbeatable prices. Our U.S. Trustees approved credit counseling certification courses start at $14.95, and we also offer debtor education certification starting at $9.95.
This page provides a quick overview of both our credit counseling and debtor education courses. Should you have any comments or questions, our customer support agents are here to help you and your clients. Please do not hesitate to contact us!
Credit Counseling Debtor Education
The online credit counseling course is made up of two parts:
  1. In Part I. you are asked to provide information on your financial situation and you receive an automated budget analysis and valuable information about your finances. This part takes about one hour to complete.
  2. When you are finished with Part I, you need to have a personalized interaction with one of our friendly credit counselors. This interaction can take place over a series of email exchanges, via on-line chat, or over the phone. You can choose how to interact with the counselor depending on how soon you need your certificate, how you prefer to communicate, and your budget.
Once you have completed Part 2, the counseling interaction, your Certificate of Credit Counseling will be issued.
Part I. of the course is FREE. The cost of Part II. depends of the level of service you select. We accept all major debit/credit cards, e-check payments, or using a payment code provided by your attorney. The cost of the second part of the course is:
  • $14.95 for Credit Counseling - EMail (Basic)
  • $24.95 for Credit Counseling - Chat Based (Plus)
  • $34.95 for Credit Counseling - Phone (Premium)
for single filers or married couples who filed jointly.
You can stop and continue the course as many times as you need to. Each time you log in, you will be directed to the page where you left off.
Any questions or comments will be answered within maximum one business day.
The online debtor education course presents valuable personal financial management information in two different formats:
  • $9.95 for Basic On-Line Debtor Education
  • $14.95 for Video Based Debtor Education
for single filers or married couples who filed jointly.
Completion of the course takes approximately 2 hours. The course covers the following topics:
  • Budget development
  • Money management
  • Smart shopping
  • The value of saving
  • Smart investing
  • Wise use of credit
  • Coping with an unexpected financial crisis
  • Consumer protections and assistance
You can stop and continue the course as many times as you need to. Each time you log in, you will be directed to the page where you left off.
After you complete the course your Certificate of Debtor Education will be issued immediately. We will send you and e-mail message with your certificate included as an attachment. You can, of course, always download your certificate from your account on this website.
If you provide your attorney's email address during registration we will email your certificate to that email address. However, it is still your responsibility to make sure that your lawyer or the bankruptcy court receives a copy of your certificate.
Any questions or comments will be answered within maximum one business day.
Visit our
Credit Counseling Site
Visit our
Debtor Education Site