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Holiday Hours: Our offices will be closed from 6 pm MST on 12/23 through Friday, 12/26. We will resume our normal business hours on Saturday, 12/27, at 8 am MST. The online portion of the Credit Counseling course can be completed while we are closed. The online Debtor Education course will be available the whole time, 24/7, and Certificates will be issued.
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This Web site is maintained by the U.S. Department of Justice approved debtor education provider. Use of this computer system without authority or in excess of granted authority, such as access through use of another's Login ID and/or password, may be in violation of federal law, including the False Claims Act, the Computer Fraud and Abuse Act and other relevant provisions of federal civil and criminal law. Violators will be subject to administrative disciplinary action and civil and criminal penalties including civil monetary penalties.